"Do you want to be seen as an employer of choice…..? " "Are you aware that company benefits  are a cost effective way to attract and retain the right people !”


Commonly known as employee benefits, they can come in many guises and are often used by companies as part of their staff benefits package and to meet employer’s duty of care to staff.  They can be set up for all/sections of staff to provide features such as retail discounts, dental, medical insurance, life assurance, illness cover for key staff, cycle to work, child care vouchers.  Such schemes are valued by employees and can be more effective and tax efficient than offering an increase in pay.


“The introduction of Automatic Enrolment (workplace pensions) has raised employer and employee awareness around ‘benefits packages’, so much so that more and more individuals will selectively choose an employer based on both their remuneration and benefits package. “


Essentially employee benefits schemes are a fundamental employer tool in attracting and retaining staff.  This in turn can help provide a secure, efficient and productive work environment, whilst minimising human resources risks around business disruption, recruitment costs, staff profitability, lost work days and legal litigation.


With pressures on wages, we are seeing more and more companies embracing and understanding how such benefits can help a company to grow and protect itself, whilst potentially reducing its tax liabilities.


Whether your looking for key person, director or shareholder protection, group schemes such as – life cover, critical illness, income protection, private medical, retail discounts, HR/staff counselling, we have a modular solution to fit your needs so why not give us a call today to discuss how we can help.

Why not take a look at our brochure and wider support material via our Info & Brochures website page.

Call today, email us or complete our enquiry form and take advantage of our no cost, no obligation initial review service !

Opes™ Independent Financial Advisers Ltd, trading as Opes™ Financial is registered in England and Wales no. 10441148. Registered office, Opes House, Head Office, 178 Lancaster Road, Carnforth, LA5 9EF. Vat no 256693074.


Authorised and regulated by the Financial Conduct Authority. Opes Independent Financial Advisers Ltd is entered on the Financial Services Register under reference 763693.

The Financial Conduct Authority does not regulate taxation and trust advice or some forms of buy-to-let mortgages.

The quidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.  Where information in any form is provided via this website referring to a third party or where a link to a third party website is provided we cannot be held responsible for the accuracy of such information or the content of any external website(s).

Where communicating with us initially online you should never send any sensitive information to us via conventional email unencrypted.  Sensitive information to or from us will/should only be sent securely via our 'Client Portal'.  We arrange registration on our Client Portal following completion of our enquiry form.  Therefore we cannot be held responsible for issues or consequences in this area where sensitive data is sent to us unsecurely or unencrypted.


If you wish to register a complaint, please write to us at the address above or email us at


A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 0234 567.

  • LinkedIn - White Circle
  • Google+ - White Circle
  • YouTube - White Circle
© Copyright 2020 Opes™ Independent Financial Advisers Ltd. All rights reserved.

Created By Acutus Financial Solutions Ltd