BUSINESS PROTECTION INSURANCE
A key cornerstone in any business achieving their ‘Life Plan™’, goals and aspirations is to protect these goals so they can still be achieved even if subjected to - loss of key personnel/directors/shareholder/partners, loss of income, long term illness, diagnosis of a specified serious illness or death.
Our ‘Life Plan™’ service looks closely at the interaction between business objectives, duration of objectives, savings & investment goals and outcomes of events such as losing income and the effects this could have in achieving aspirations…..
Protection or life assurance can be commonly found and used to protect an individuals mortgage, family, income, liabilities, against inheritance tax, funeral planning, medical or health expenses etc.
Protection insurance can also be used in business as a means of tax and business planning. Common solutions we provide for business owners include but not limited to :-
Business Continuity - Generate income or lump sums to replace key people in the event of death, or long term illness.
Partner or Director Protection – generate capital so families can buy out any business ownership and enable all parties minimal disturbance from all angles.
Group benefit schemes for various sections of the workforce.
There has been much innovation recently in the protection market and Opes™ Financial with whole of market access are able to offer access to as comprehensive and unique products that are available in the market place without compromise.